The opening speech will flow across the following pillars: 1) From Platform: S/4HANA and cloud as the digital core. 2) To Connectivity: APIs, instant payments, payment factories as the arteries / lots of global payments expertise and best practice to share. 3) Embracing Data & AI: turning transactions into foresight / challenges and opportunties discussion on how to turn data into actionable data and what to do with which AI in order to progress and avoid risks. 4) Ensuring Risk & Resilience: cyber, fraud and ops resilience as guardrails / deep cyber insights and best practice approaches to share. 5) With People & Change in mind: treasury as cross‑functional leader.

Ruth Wandofer